Protection is often overlooked by homebuyers yet we all need protection for ourselves and our loved ones.  It is important to review our needs as we go through life and our priorities and needs change.

Clarity can conduct a review of your protection needs as part of a general financial review , in connection with your mortgage  or as a standalone service

We recommend that such reviews are conducted at least every two years or whenever any major life-changing event occurs.  E.g. moving home, reducing or increasing your debt.

We offer advice on a range of Protection products which include life insurance, serious illness cover, long term income protection and accident, sickness and unemployment cover (ASU).  This Payment Protection Insurance is optional.  There are other providers of Payment Protection Insurance and other products designed to protect you against loss of income.

For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk.

The typical cost is £7.80 per £100 of monthly benefit.  This is based on someone aged 35 and with a 30 day waiting period.

You work hard to get a home for you and your family, it’s just as important to make sure you have plans in place to keep it if things took a turn for the worst.