Privacy Statement

Clarity Mortgage Solutions is committed to protecting your privacy. This Privacy Policy only sets out how Clarity Mortgage Solutions handles data which identifies you when you use our website.  This privacy policy does not cover our data protection procedures when we conduct mortgage and protection business with you because this will be comprehensively covered in our terms of business and data protection statements, which are mandatory communications under statutory directives issued by the Financial Conduct Authority, and must be agreed before any regulated business can be conducted between us.

About Us   Clarity Mortgage Solutions Limited is an Appointed Representative of HLPartnership Ltd which is authorised and regulated by the Financial Conduct Authority for mortgages and non-investment insurance advice only.

Data Protection Information and GDPR We are registered with the UK Information Commissioners Office and our registration details can be found here:

 https://ico.org.uk/about-the-ico/what-we-do/register-of-data-controllers/

We are fully compliant with EU/UK GDPR and our compliance process is audited both internally and by the HLPartnership Ltd.

Site monitoring When you use the site we anonymously some details of the pages you look at are recorded for analytical purposes; however, none of this data can personally identify who you are. We may use IP addresses, URL’s of requested resources, timestamps and HTTP user agents to analyse trends, administer the system and gather broad demographic information for aggregate use. In addition to this we may use third party services to monitor your use of our website, including Google Analytics, a web analytics service provided by Google, Inc (‘Google’). Google Analytics uses cookies to help analyse how visitors use our site. The information generated by the cookie about the use of our website (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of our website, compiling reports on website activity and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your web browser, however, please note that if you do this you may not be able to make full use of our website. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above. Google and Google analytics are fully GDPR compliant.

Registered Use  If you opt to use either the contact form or sign up for our newsletter, the personal data you submit will be protected as followed:

Disclosure for legal and regulatory reasons We reserve the right to communicate such personal information as we hold to third parties which seek the disclosure of it, if we are requested to do so by law or by a regulatory authority.

Cookies A cookie is a small file which is placed on your computer’s hard drive. If you agree to have cookies stored on your computer, the file is added and the cookie helps analyse web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences. You will always have the option through your chosen internet browser to restrict, or even eliminate, cookie use. If you personally chose to restrict or eliminate cookie use, you may lose some facility on this website and others.  Your cookie settings are your sole choice and responsibility.

Legal Information and Your Agreement Access by you to our website is confirmation that you have understood and agreed to be bound by all of these terms and conditions. This website is prepared and issued in the United Kingdom and is intended for the information of United Kingdom residents only. This website is for information purposes only and its content is subject to change without notice. Nothing on this website shall be deemed to constitute financial advice and in the event that you wish to have any such advice, please contact us.

Disclaimer Whilst we use all reasonable efforts to ensure that the information published on this website is accurate, current and complete at the date of publication, no representatives or warranties are made (express or implied) as to the accuracy, currency or completeness of such information. We cannot accept responsibility (to the extent permitted by law) for any loss arising directly or indirectly from the use of, or any action taken in reliance on, any information appearing on this website or any other website to which it may be linked. We make no warranty that this website is free from errors, defects or viruses. We reserve the right to change, modify, add or remove provisions of this Privacy Policy. Any changes to this Policy will be shown here, and we recommend that you check this Policy again from time to time.

Copyright Notice The entire contents of this website (except where applicable the crown copyright location maps) is our property and is subject to copyright with all rights reserved. You may download or print individual sections of the website for personal use and information only provided that these properly indicate our copyright and other proprietary notices. You may not reproduce (in whole or in part), modify, decompile, disassemble or transmit or use for any commercial purpose whatsoever any information from this website without our prior written consent.

E-Mail There is no guarantee that any e-mail you send will be received by us or that the confidentiality of that e-mail will be maintained during internet transmission.

Applicable Law Any disputes arising from the use of this website shall at all times be governed by the laws of England and Wales and the parties shall submit to the exclusive jurisdiction of the English Courts.

International Transfers of Personal Information As the internet can be accessed worldwide, if you are visiting the site from outside the UK, your visit will necessarily result in the transfer of information across international borders. By visiting this site and communicating electronically with us you are consenting to these transfers.

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