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October 7, 2021 8:30 am
These are unprecedented times in which to bring up children and one of the vital lessons we can pass on to them is to teach them how to understand and manage money. Without a real appreciation of how to handle finance, so many adults end up in debt – often because no one ever taught […]
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October 7, 2021 8:28 am
We have all read the headlines about efforts to save the planet and reduce our carbon footprint and the government is looking at ways that will result in significant changes to the way we live. Domestically, the banning of gas boilers in all new build homes will come into effect from 2025. Replacing
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October 7, 2021 8:27 am
We take for granted that the lights will always come on when we press a switch and that the central heating will work as summer gives way to the colder days of autumn. However, those certainties seem a little less so in the wake of the news of wholesale price surges in energy costs. At […]
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August 31, 2021 12:55 pm
When was the last time you went into a shop and instead of looking at the price tag for an item or service and just paying up, you asked for a lower price? The art of ‘haggling’ where a negotiation takes place between buyer and seller to arrive at a mutually acceptable price is a […]
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August 31, 2021 12:51 pm
WHAT YOU CAN DO With the government committed to reducing greenhouse gases, particularly CO2, what can we do individually or as family units to ‘do our bit’? Heating and other activities in domestic homes are responsible for 15 per cent of greenhouse gas emissions in the UK, so let’s look at w
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August 31, 2021 12:46 pm
Currently a Leasehold Reform Bill is being debated in parliament that will abolish ground rents charged on all new build property. Not to be confused with standard monthly rent paid to the owner of the property, ground rent is a rental charge attached to the ground on which the property sits. It is
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August 31, 2021 12:40 pm
Many of us have sheds in our gardens. Some were probably inherited when we moved house and are versatile enough to be a gardener’s store, a hobby sanctuary or just a place to keep bicycles and other items that won’t fit anywhere else. However, there has been a rise in the number of structures fo
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August 2, 2021 10:48 am
(The figures given are for England & N. Ireland only. In Scotland and Wales, the figures may vary) The stamp duty (SDLT) holiday, introduced in July 2020, was designed to stimulate the housing market by cancelling or reducing stamp duty payments on house purchases during the holiday period when
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August 2, 2021 10:44 am
For some time, the rules on planning have been difficult to interpret, particularly for homeowners planning one off building extensions for extra accommodation or new kitchens. It has led to confusion and, in some cases, added cost for homeowners as many home improvements, such as kitchen extensions
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August 2, 2021 10:34 am
When the rules were relaxed on pension holders having access to their pension pots, an event such as the COVID pandemic and its consequences were not considered. In 2020 figures from the ABI (Association of British Insurers) showed that the number of people accessing their pension as a form of flexi
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August 2, 2021 10:26 am
We tend to think of threats to our property such as beetle infestation, rising damp or flooding. However, it is becoming clear that one of the most potent threats is an innocuous looking plant called Japanese Knotweed. Japanese knotweed is an aggressive and invasive species of plant that costs lando
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July 1, 2021 7:36 pm
No one can have failed to notice the rise in house prices and the rush to buy property, particularly since the lockdown eased. Reports from the Royal Institution of Chartered Surveyors (RICS) tell us that the number of properties being put up for sale is not keeping up with the increased demand. Acc
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July 1, 2021 7:35 pm
One of the reasons for higher car insurance premiums in recent years has been the extra cost of claims for whiplash injuries in car accidents. However, reforms which have recently come into force are likely to mean that all of us should benefit from lower insurance premiums. A bit of background:- A
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July 1, 2021 7:34 pm
The government is proposing to relax rules on building planning regulations so the number of new homes being built can be accelerated in the biggest shake-up of the system for 70 years. The Prime Minister has opted to put home ownership at the centre of promises made at the election to even up the p
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July 1, 2021 7:33 pm
The Government has launched new online tools to make it easier for expectant parents to check their eligibility and understanding of Shared Parental Leave and Pay (https://www.gov.uk/shared-parental-leave-and-pay ) and to calculate their pay entitlement (https://www.gov.uk/plan-shared-parental-
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